Financial Planners and Adviser's can provide both quantitative benefits (helping you save or make more money) and qualitative benefits...

Many clients initially think they are seeing a Financial Planner to get a new super fund, establish life insurances or reduce their tax...

It is nearing tax time, so tax minimisation strategies start to become the one of the most common questions we receive. With the...

Michael Sauer CFP was published on FintechBloom, discussing how to set and achieve financial goals in 2024. The article discusses how...

Michael Sauer CFP was featured in CBD news on how to survive the cost of living.

As my video explains, the standard insurance coverage levels offered by super funds are almost never enough for people; they are provided...

When you are starting your Financial journey, it is common that you will need help in specific advice areas rather than comprehensive...

From time to time clients will ask for one off financial advice to tackle a particular problem. Commonly we see this in areas such as...

When receiving Financial Planning Advice in Australia you will be provided with what is legally called a 'Statement of Advice' but often...

In most cases it is best to have money in an offset account rather than your savings account.

We can help explain everything you need to know about inheritance tax in Australia and create a plan which minimises the impact you or your

In this blog post, we simplify the intricacies surrounding the government age pension in Australia. From understanding the age...

This comparison is an amazing way of showing the power of 'paying yourself first' and benefitting from compounding returns when you do...

Since the proposal that super accounts be capped at $3m each, there has been a lot of talk about what this means for people’s retirement....

(Red Line = Proposed Scenario, Blue Line = Current Scenario, Green Line = Proposed Scenario with the client retiring earlier than...

1. Marriage Combining finances involves understanding each other’s financial habits, merging accounts, and aligning goals. Financial...

Clients and consumers are often confused by the different specialties of each occupation, so let's help define them! Firstly, Financial...

Research conducted by ASIC in their report 'Financial advice: What consumers really think' reveals that 49% of survey participants...

It can be challenging DIY’ing your own Financial Planning with endless amounts of often contradicting information online. Here, I have...

This graph shows an example of the quantitative value of advice (over $3m at life expectancy!), so it is imperative to always view the...