💼 Are you ignoring your superannuation? You could be leaving tens of thousands on the table. In this eye-opening episode of LevelUp Podcast with Priyanka Shah, we dive deep with financial expert Michael Sauer into: ✅ The basics and benefits of superannuation ✅ Common mistakes most Australians make ✅ How to choose the right super fund ✅ Salary sacrificing, concessional & non-concessional contributions ✅ Super strategies to minimise tax and retire rich ✅ Insurance inside vs outside super explained Whether in your 20s or 50s, it's time to take control of your financial future. 👤 Connect with Michael: ⁠https://www.linkedin.com/in/michael-sauer/⁠ Timestamps: 00:00 - Introduction to Superannuation 00:38 - What Is Superannuation & Why It’s Powerful 01:15 - The Tax Benefits of Super 02:00 - Why Most Aussies Ignore Their Super 03:15 - Common Mistakes: Forgotten Funds & Incorrect Details 04:50 - Boosting Your Super with Contributions 05:45 - Concessional vs. Non-Concessional Explained 07:00 - Salary Sacrifice Example ($120K Income) 08:10 - Contribution Caps & Carry-Forward Rule 09:45 - Personal Deductible Contributions 10:25 - How Much Should You Contribute? (Cash Flow Tips) 11:15 - Small Contributions + Compounding = Big Impact 12:05 - Super Investment Strategies: Growth vs Balanced vs Conservative 13:45 - Choosing the Right Investment Option by Age 15:05 - Risks, Fees & Retirement Bonus in Super Funds 16:45 - Should You Switch Super Funds? 18:05 - Retail vs Industry vs SMSF — What’s Right for You? 19:30 - ATO’s Super Fund Comparison Tool 20:35 - Insurance Inside Super: What You Didn’t Know 22:35 - Why Retail Insurance Might Be Cheaper (Myth Busted) 24:00 - The Danger of Relying Solely on Super Insurance 25:30 - Key Things to Review in Your Super Statement 26:25 - Beneficiaries in Super: Are You Doing It Right? 28:00 - What Age Should You Start Taking Super Seriously? 29:15 - Accessing Super in Retirement (TTR vs Pension Phase) 31:00 - Lump Sum vs Monthly Pension: What’s Best? 32:10 - Consolidating Super: What to Check First 33:05 - Why Multiple Funds = Higher Fees & Complexity 34:10 - How to Avoid Outliving Your Super 35:15 - Strategic Retirement Planning with an Advisor 36:30 - Final Tips: Don’t Wait to Take Control of Your Super! Subscribe to our channel for more expert discussions and insights into real estate, finance, and personal growth. Listen to Our Podcast on Other Platforms: Spotify: https://open.spotify.com/show/1Q0NY5cMTErWqrc9aPbuy1 Apple Podcasts: https://podcasts.apple.com/us/podcast/level-up-podcast/id1753974441 Amazon Music: https://music.amazon.com/podcasts/35c5ff26-b285-45cb-8121-de2673d81846/level-up-podcast iHeart: https://www.iheart.com/podcast/269-level-up-podcast-189059703/ Join Our Fastest Growing Social Media Community: Instagram: https://www.instagram.com/finsolinsurances TikTok: https://www.tiktok.com/@priyanka.finsolinsurances LinkedIn: https://www.linkedin.com/company/finsol-pty-ltd/ YouTube: https://www.youtube.com/@finsol.insurance Join the Conversation: Leave your thoughts and questions in the comments below. We'd love to hear from you! General Advice Warning: The information provided in this communication is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice.

In this video I discuss some of the common things people in their 50's need to plan for financially including options for your surplus cashflow as your mortgage diminishes, retirement planning, reviewing your superannuation, adapting to kids finishing high school and the need for life insurance.

There is no such thing as "retirement age", however age 60, 65 and 67 are significant ages for super access and Centrelink Age pension government support.

What is your Financial Strategy? Is it paying off your home loan, rent-vesting or a combination of strategies? Find out the pros and cons of each strategy! General advice only! #financialplanning #financialadvice #rentvesting #superannuation #homeloan #familytrust

In this video I discuss some of the common things people in their 30's need to plan for financially including buying your first home, combining your finances in marriage, adapting to changes when you have kids, reviewing your super fund and benefitting from compounding returns.

In this video I discuss some of the common things people in their 60's+ need to plan for financially including retirement planning, optimising your super, applying for government Age Pension, taxation planning and philanthropy and other legacy wishes.

Do you want comfort and clarity with your Retirement Financial Plan? Find out how we do it...

Do you need a Financial Planner? Take the free 3 minute assessment to find out at: https://www.sourcewealth.com.au/adviceneedassessmenttool

Do you need clarity and a strategy for your retirement? I've been helping people retire succesfully for over 10 years! Book a free chat today.