Wealth brings opportunity, but it also brings complexity. For affluent Australians and high-net-worth individuals, Financial Planning is more than paying off the mortgage and saving for retirement; it’s about structuring wealth to live the life you want and to create a legacy.

We help people decide whether to sell or keep their investment property based on a cost/benefit analysis and whether the strategy fits their wider goals and objectives.

Salary sacrifice provides two big benefits: Overall tax is reduced as super contributions are taxed at only 15% p.a. The investments in super are able to provide generous returns which and have a long time period to benefit from compounding returns, in a low tax rate environment.

The decision of whether to take your annual or long service leave is a consideration of the Age Pension, tax and the time value of money. We can help you decide what to do.