Received an inheritance in Australia? Learn how inheritance affects tax, CGT, superannuation, Centrelink, property and family trusts, and avoid costly mistakes.

Michael Sauer is a Financial Planner and founder of Source Wealth. He believes that while AI can improve access to financial information, the most valuable financial advice remains deeply personal, behavioural and human.

Much of the commentary post the budget has been about capital gains taxes increasing. However, there are certain situations where the indexation method is more attractive.

Retirement and redundancy often trigger important defined benefit pension decisions. Learn how personalised financial advice can help you compare your options, understand the risks and opportunities, and choose a strategy that aligns with your long-term goals.

Retirement can be one of the most rewarding stages of life—but simple mistakes can cost Australians thousands of dollars and years of financial freedom. Discover the 10 most common retirement planning mistakes and the practical steps you can take to avoid them.

The government is set to ban new loans for residential property in SMSFs. These changes will help protect financially illiterate/naïve people’s retirement savings from making investment mistakes. Having diversification in superannuation investments protect people from making no or low returns which is imperative to living a comfortable retirement. Whilst it is a shame that property experts will be impacted, overall, as a Financial Planner this is a positive step for consumer

You can receive the Age Pension while living overseas, but your payments often reduce over time due to loss of supplements and residency-based rules. Understanding the 6-week, 26-week and 35-year residency rules is critical to avoid unexpected drops in income when planning an overseas retirement.

Your super balance at 40 and 50 matters because it shows whether you’re on track to reach the tax‑free retirement cap, which is projected to grow significantly over time. With ongoing employer contributions and investment growth, most high‑income earners need roughly $560k at 40 and $1.15m at 50 to stay on target. Understanding your position early — and getting tailored financial advice — can make a six‑figure difference to your retirement outcome.

Most people are under‑insured without realising it. This article shows you how to calculate the right level of cover — and how we can help you secure the best policies for you.

Is your expected after‑tax investment return higher than your mortgage interest rate? If yes → investing may build wealth faster. If no → paying down the mortgage is usually better.

When you have built a great business, you want to make sure the fruits of your labour are protected... Life Insurances tailored to business owners are crucial in protecting the value of your business if one of the owners becomes seriously sick, injured or passes away.

A Financial Planning Review is beneficial for confidence, clarity, accountability and peace of mind.

Financial Advisers can help: Calculate the cover levels you need based on your individual circumstances. Find the best insurer for you past on cost, quality and if you have any pre-existing health conditions. Often save people money/tax on a like for like basis compared to the default insurance in their super.

Retiring early requires you to pay off your home loan, build your superannuation, and build your personal non-super investments to use before age 60. As Financial Planners we can assist with this goal and helping you make trade off decisions.

One of the common questions we receive from clients is "how should I purchase my next vehicle?". The right answer depends on your tax situation, cashflow, interest rates, opportunity cost and individual circumstances!

SMSFs are fantastic for the right clients, and terrible for the wrong clients. As Financial Planners, we are best placed to assess your circumstances and determine whether an SMSF would be right for you, and then provide you with ongoing guidance and support if they are.

Should I retain my current house as an Investment Property when upgrading my home? We discuss two benefits and two disadvantages to consider of retaining the home as an investment.

The RBA has increased interest rates by 0.25% on the 3rd of February 2026 to combat higher than expected inflation. Interest rate rises are: Bad for those with mortgages as their repayments increase, and their surplus cashflow decreases. Typically good for those who have finished paying off their home loan, as the interest rates on their fixed income investments (such as cash, term deposits and bonds) increase.