When you retire after age 60, most people can convert their super to a tax free pension income account. If you have no other personal investments, or the income generated is less than the tax free threshold (~$20,000) per annum, then negative gearing is no longer useful as you have no taxable income to be able to deduct.

When you have been through a serious personal injury, disability or illness it is imperative you receive financial advice to ensure you make the best decisions with your proceeds. our role is to: Determine which strategy outcomes to take and to optimise, Minimise overall tax, often via the use of Account Based Pensions (where applicable), Minimise TPD tax (where applicable) , Maximise Centrelink Disability Support Pension (where applicable), Help people invest their money,

FIRE is a lifestyle and financial movement that focuses on achieving financial independence earlier than the traditional retirement age. We explore this movement in the context of Australia.