We help people decide whether to sell or keep their investment property based on a cost/benefit analysis and whether the strategy fits their wider goals and objectives.

Salary sacrifice provides two big benefits: Overall tax is reduced as super contributions are taxed at only 15% p.a. The investments in super are able to provide generous returns which and have a long time period to benefit from compounding returns, in a low tax rate environment.

The decision of whether to take your annual or long service leave is a consideration of the Age Pension, tax and the time value of money. We can help you decide what to do.

A Financial Plan is the key deliverable of the Financial Planning Process. It contains the recommendations, reasons for recommendations, alternatives considered and financial modelling. It helps show clients how the advice will put them in a better position.