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How Much Life Insurance Do High‑Income Families Actually Need? A Practical, No‑Nonsense Guide
Most people are under‑insured without realising it. This article shows you how to calculate the right level of cover — and how we can help you secure the best policies for you.
3 days ago3 min read


What Insurances do Business Owners Need?
When you have built a great business, you want to make sure the fruits of your labour are protected...
Life Insurances tailored to business owners are crucial in protecting the value of your business if one of the owners becomes seriously sick, injured or passes away.
May 14 min read


Default Superannuation Insurance
Financial Advisers can help:
Calculate the cover levels you need based on your individual circumstances.
Find the best insurer for you past on cost, quality and if you have any pre-existing health conditions.
Often save people money/tax on a like for like basis compared to the default insurance in their super.
Apr 82 min read


What should you do with a TPD and Personal Injury Payment?
When you have been through a serious personal injury, disability or illness it is imperative you receive financial advice to ensure you make the best decisions with your proceeds.
our role is to: Determine which strategy outcomes to take and to optimise, Minimise overall tax, often via the use of Account Based Pensions (where applicable), Minimise TPD tax (where applicable)
, Maximise Centrelink Disability Support Pension (where applicable),
Help people invest their money,
Sep 23, 20252 min read


Cancer rates are rising for Gen X and Gen Y - why insurance has never been more important!
With cancer rates on the rise for Gen Y and X, make sure you have the right insurances, to cover your needs, particularly if you have dependants and a mortgage!
Jul 10, 20252 min read


Financial Planning for Disabilities and Personal Injuries
Do you have an existing disability or have you recently acquired a disability or personal injury? This blog explains the payments available.
Apr 8, 20256 min read


Mental Health Exclusions on Insurance Policies
31% of all insurance applications exclude mental health: What steps can you take?
Mar 5, 20252 min read


How much does Life Insurance Cost in Australia?
You may need Life Insurance! Find out how much it could cost based on your age!
Jan 29, 20252 min read


Life Insurances in Australia: The Who, What, Where, Why & How!
We cover the Who, What, Where, Why & How of Life Insurances for you!
Nov 7, 20243 min read


How do I apply for Life Insurances in Australia?
Michael Sauer CFP explains how to apply for life insurance and what to consider
Oct 1, 20242 min read


Are you wasting money on Income Protection?
Don't be confused, Income Protection is definitely NOT a waste of money and extremely crucial for most people. However, for most policies...
Jun 14, 20241 min read


Business Partner Risk: The 4 ways a Buy Sell Agreement can protect you!
A Buy Sell Agreement is a legal agreement between business partners which lists triggering exit events and stipulates how to fund the...
Mar 28, 20242 min read


Automatic Insurance within your Superannuation - Is it right for you?
As my video explains, the standard insurance coverage levels offered by super funds are almost never enough for people; they are provided...
Feb 27, 20242 min read
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