If you have retired early, we can help you define what is important in your life and brings you value and then build a Financial Plan around

As you can see, there are always significant changes to the economy, investment markets and government legislation that require sound Financ

Michael Sauer CFP explains the benefits of saving your tax cuts rather than spending them!

In this blog, I am going to talk about the general characteristics of how to become wealthy!

Prior to COVID, my wife and I had plans to move to the United States for a working holiday and I studied for my US CFP so that I could...

From 1 July 2024, we are all getting a tax cut. For illustrative purposes, those earning $80,000 per annum will pay $1,679 per annum...

We all know that when superannuation is paid on top of government-funded paid parental leave, it's a win for all parents, however find...

Financial Planners and Adviser's can provide both quantitative benefits (helping you save or make more money) and qualitative benefits...

Many clients initially think they are seeing a Financial Planner to get a new super fund, establish life insurances or reduce their tax...

Michael Sauer CFP was published on FintechBloom, discussing how to set and achieve financial goals in 2024. The article discusses how...

Michael Sauer CFP was featured in CBD news on how to survive the cost of living.

When you are starting your Financial journey, it is common that you will need help in specific advice areas rather than comprehensive...

From time to time clients will ask for one off financial advice to tackle a particular problem. Commonly we see this in areas such as...

When receiving Financial Planning Advice in Australia you will be provided with what is legally called a 'Statement of Advice' but often...

In most cases it is best to have money in an offset account rather than your savings account.

Since the proposal that super accounts be capped at $3m each, there has been a lot of talk about what this means for people’s retirement....

(Red Line = Proposed Scenario, Blue Line = Current Scenario, Green Line = Proposed Scenario with the client retiring earlier than...

1. Marriage Combining finances involves understanding each other’s financial habits, merging accounts, and aligning goals. Financial...

Clients and consumers are often confused by the different specialties of each occupation, so let's help define them! Firstly, Financial...

Research conducted by ASIC in their report 'Financial advice: What consumers really think' reveals that 49% of survey participants...