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What price should you pay for a share/stock?
We easily explain how share prices are determined
Sep 9, 20241 min read


U.S. Shares remain the top long term asset class for the 10th year
Diversification helps smooth out (but not completely prevent) extreme volatility and provide more consistent levels of returns.
Sep 9, 20241 min read


What do Financial Planners/Advisers do? The 10 most common ways Advisers help!
The 10 most common ways Advisers help!
Aug 27, 20241 min read


The 10 best ways to save and budget for your next holiday
The 10 best ways to save and budget for your next holiday
Aug 20, 20243 min read


When can I access my Superannuation to Retire?
To access your superannuation, you need to meet a 'condition of release' which for most people occurs due to reaching a certain age and/or r
Aug 12, 20242 min read


Are you wasting money on Income Protection?
Don't be confused, Income Protection is definitely NOT a waste of money and extremely crucial for most people. However, for most policies...
Jun 14, 20241 min read


What to do with your time when you can afford to retire early?
If you have retired early, we can help you define what is important in your life and brings you value and then build a Financial Plan around
Jun 5, 20241 min read


The Pitfalls of One-Off Financial Advice
As you can see, there are always significant changes to the economy, investment markets and government legislation that require sound Financ
May 28, 20242 min read


Media Feature: What is an equity release for seniors and retirees? (InfoChoice)
Michael Sauer was featured in this InfoChoice article discussing equity release options for seniors and retirees.
May 20, 20242 min read


How to be $60,000 better off utilising July 2024 Tax Cuts
Michael Sauer CFP explains the benefits of saving your tax cuts rather than spending them!
May 9, 20241 min read


How to get "rich"
In this blog, I am going to talk about the general characteristics of how to become wealthy!
May 2, 20243 min read


Superannuation Tax Planning for Non-Tax Beneficiaries
This is a technical financial advice topic and general advice only. So, to help make it easier we offer an obligation free chat to...
Apr 22, 20243 min read


The Differences Between the Australian and United States Financial Systems
Prior to COVID, my wife and I had plans to move to the United States for a working holiday and I studied for my US CFP so that I could...
Apr 18, 20246 min read


Investing 101
Are you confused by investing or how your superannuation is invested? I break it down for you on my youtube channel. The video explains:...
Apr 15, 20241 min read


Ethical Investing Strategies and Benefits
Understanding Ethical Investing Ethical investing, also known as socially responsible investing (SRI) or sustainable investing, involves...
Apr 10, 20243 min read


Stage 3 Tax Cuts Strategies
From 1 July 2024, we are all getting a tax cut. For illustrative purposes, those earning $80,000 per annum will pay $1,679 per annum...
Apr 9, 20241 min read


Media Feature (CBD News): Superannuation on paid parental leave – a win for all
We all know that when superannuation is paid on top of government-funded paid parental leave, it's a win for all parents, however find...
Apr 4, 20241 min read


How you can have TOO MUCH money in your personal name in retirement
Ok, I know this sounds like a good problem to have, but it’s not from a tax perspective. Each member of a couple can have a maximum of...
Apr 4, 20242 min read


Business Partner Risk: The 4 ways a Buy Sell Agreement can protect you!
A Buy Sell Agreement is a legal agreement between business partners which lists triggering exit events and stipulates how to fund the...
Mar 28, 20242 min read


Is it worth using a Financial Planner and Adviser? What the research says.
Financial Planners and Adviser's can provide both quantitative benefits (helping you save or make more money) and qualitative benefits...
Mar 18, 20242 min read
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