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Are you wasting money on Income Protection?
Don't be confused, Income Protection is definitely NOT a waste of money and extremely crucial for most people. However, for most policies...
Jun 14, 20241 min read
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What to do with your time when you can afford to retire early?
If you have retired early, we can help you define what is important in your life and brings you value and then build a Financial Plan around
Jun 5, 20241 min read
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The Pitfalls of One-Off Financial Advice
As you can see, there are always significant changes to the economy, investment markets and government legislation that require sound Financ
May 28, 20242 min read
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Media Feature: What is an equity release for seniors and retirees? (InfoChoice)
Michael Sauer was featured in this InfoChoice article discussing equity release options for seniors and retirees.
May 20, 20242 min read
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How to be $60,000 better off utilising July 2024 Tax Cuts
Michael Sauer CFP explains the benefits of saving your tax cuts rather than spending them!
May 9, 20241 min read
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How to get "rich"
In this blog, I am going to talk about the general characteristics of how to become wealthy!
May 2, 20243 min read
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Superannuation Tax Planning for Non-Tax Beneficiaries
This is a technical financial advice topic and general advice only. So, to help make it easier we offer an obligation free chat to...
Apr 22, 20243 min read
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The Differences Between the Australian and United States Financial Systems
Prior to COVID, my wife and I had plans to move to the United States for a working holiday and I studied for my US CFP so that I could...
Apr 18, 20246 min read
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Investing 101
Are you confused by investing or how your superannuation is invested? I break it down for you on my youtube channel. The video explains:...
Apr 15, 20241 min read
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Ethical Investing Strategies and Benefits
Understanding Ethical Investing Ethical investing, also known as socially responsible investing (SRI) or sustainable investing, involves...
Apr 10, 20243 min read
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Stage 3 Tax Cuts Strategies
From 1 July 2024, we are all getting a tax cut. For illustrative purposes, those earning $80,000 per annum will pay $1,679 per annum...
Apr 9, 20241 min read
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Media Feature (CBD News): Superannuation on paid parental leave – a win for all
We all know that when superannuation is paid on top of government-funded paid parental leave, it's a win for all parents, however find...
Apr 4, 20241 min read
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How you can have TOO MUCH money in your personal name in retirement
Ok, I know this sounds like a good problem to have, but it’s not from a tax perspective. Each member of a couple can have a maximum of...
Apr 4, 20242 min read
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Business Partner Risk: The 4 ways a Buy Sell Agreement can protect you!
A Buy Sell Agreement is a legal agreement between business partners which lists triggering exit events and stipulates how to fund the...
Mar 28, 20242 min read
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Is it worth using a Financial Planner and Adviser? What the research says.
Financial Planners and Adviser's can provide both quantitative benefits (helping you save or make more money) and qualitative benefits...
Mar 18, 20242 min read
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How Financial Advice can facilitate your ‘why’?
Many clients initially think they are seeing a Financial Planner to get a new super fund, establish life insurances or reduce their tax...
Mar 14, 20241 min read
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Save $40,925 in tax! High Income Earners starting work in Australia or returning to work will want to read this....
It is nearing tax time, so tax minimisation strategies start to become the one of the most common questions we receive. With the...
Mar 12, 20242 min read
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Media Feature (Fintech Bloom): How to set and achieve financial goals in 2024
Michael Sauer CFP was published on FintechBloom, discussing how to set and achieve financial goals in 2024. The article discusses how...
Mar 4, 20241 min read
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Media Feature (CBD News): Surviving the cost-of-living crisis
Michael Sauer CFP was featured in CBD news on how to survive the cost of living.
Mar 1, 20241 min read
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Automatic Insurance within your Superannuation - Is it right for you?
As my video explains, the standard insurance coverage levels offered by super funds are almost never enough for people; they are provided...
Feb 27, 20242 min read
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