💼 Are you ignoring your superannuation? You could be leaving tens of thousands on the table. In this eye-opening episode of LevelUp Podcast with Priyanka Shah, we dive deep with financial expert Michael Sauer into: ✅ The basics and benefits of superannuation ✅ Common mistakes most Australians make ✅ How to choose the right super fund ✅ Salary sacrificing, concessional & non-concessional contributions ✅ Super strategies to minimise tax and retire rich ✅ Insurance inside vs outside super explained Whether in your 20s or 50s, it's time to take control of your financial future. 👤 Connect with Michael: ⁠https://www.linkedin.com/in/michael-sauer/⁠ Timestamps: 00:00 - Introduction to Superannuation 00:38 - What Is Superannuation & Why It’s Powerful 01:15 - The Tax Benefits of Super 02:00 - Why Most Aussies Ignore Their Super 03:15 - Common Mistakes: Forgotten Funds & Incorrect Details 04:50 - Boosting Your Super with Contributions 05:45 - Concessional vs. Non-Concessional Explained 07:00 - Salary Sacrifice Example ($120K Income) 08:10 - Contribution Caps & Carry-Forward Rule 09:45 - Personal Deductible Contributions 10:25 - How Much Should You Contribute? (Cash Flow Tips) 11:15 - Small Contributions + Compounding = Big Impact 12:05 - Super Investment Strategies: Growth vs Balanced vs Conservative 13:45 - Choosing the Right Investment Option by Age 15:05 - Risks, Fees & Retirement Bonus in Super Funds 16:45 - Should You Switch Super Funds? 18:05 - Retail vs Industry vs SMSF — What’s Right for You? 19:30 - ATO’s Super Fund Comparison Tool 20:35 - Insurance Inside Super: What You Didn’t Know 22:35 - Why Retail Insurance Might Be Cheaper (Myth Busted) 24:00 - The Danger of Relying Solely on Super Insurance 25:30 - Key Things to Review in Your Super Statement 26:25 - Beneficiaries in Super: Are You Doing It Right? 28:00 - What Age Should You Start Taking Super Seriously? 29:15 - Accessing Super in Retirement (TTR vs Pension Phase) 31:00 - Lump Sum vs Monthly Pension: What’s Best? 32:10 - Consolidating Super: What to Check First 33:05 - Why Multiple Funds = Higher Fees & Complexity 34:10 - How to Avoid Outliving Your Super 35:15 - Strategic Retirement Planning with an Advisor 36:30 - Final Tips: Don’t Wait to Take Control of Your Super!

One of the most commonly googled financial questions is "how long does $500,000 last in retirement?". Find out now! General advice only and these are estimates only based on current super, age pension rules etc and they rely on the assumptions listed in the video. You should consult with a financial planner before making any decisions.

These are the 10 BIGGEST Retirement Planning mistakes I see as a Financial Planner. If you need help avoiding them, you can reach out!

In this webinar we discuss everything you need to know about Retirement Planning and it includes: 1. Why Retirement Planning is important and what can go wrong! 2. How much do you need to retire and when you can retire? 3. What proactive steps can you take: * Superannuation considerations and strategies * Government Age Pension considerations and strategies * How to structure your assets for retirement * Investment considerations in retirement 4. Q&A The purpose of this presentation is to provide general information only and the contents of this presentation do not purport to provide personal financial advice. We strongly recommend that people consult a financial adviser prior to making any investment decision.

Here's 11 minutes of Retirement Financial Planning strategies and things to consider! This advice is all general in nature. Feel free to book in an obligation free chat to receive personalised advice based on your situation and goals! Visit https://www.sourcewealth.com.au/retirementplanning

Do you want to know: - If you can financially afford your life goals? - What age you can retire? - How much you will need to retire? We can provide detailed modelling scenarios to provide you with ultimate clarity!

In this video I discuss some of the common things people in their 50's need to plan for financially including options for your surplus cashflow as your mortgage diminishes, retirement planning, reviewing your superannuation, adapting to kids finishing high school and the need for life insurance. The purpose of this content is to provide general information only and is not personal financial advice. To book in an obligation free initial appointment visit https://www.sourcewealth.com.au/freeinitialappointment

In this video I discuss some of the common things people in their 60's need to plan for financially including retirement planning, optimising your super, applying for government Age Pension, taxation planning and philanthropy and other legacy wishes. The purpose of this content is to provide general information only and is not personal financial advice. To book in an obligation free initial appointment visit https://www.sourcewealth.com.au/freeinitialappointment